Access & Permissions Overview

The Access Management section is your central hub for managing roles and permissions across your organization - including in-house developers, treasury admins, support agents, finance managers, and more. The intuitive UI within the console makes it easy to define who can access what, and to tailor that access based on individual responsibilities.

Depending on which XYB components your organization uses—whether it's Ledger, Payments, Credit, or Account Engines, many access privileges can be configured right here. This flexibility ensures that every user has the right level of access without compromising security or operational flow.

Planning the Roles & Access in Advance

To ensure security and operational efficiency, organizations must define and assign roles strategically across components like Ledger, Payments, Accounts, and other banking components. Establishing a clear access control framework prevents unauthorized actions, streamlines workflows, and enforces compliance by aligning user permissions with business requirements.

Below is an example of how you can define the roles and access matrix.

Role	Ledger (Transactions, Balances, Postings)	Payments (Processing, Authorization, Settlement)	Account Management
Admin	Full access (view, modify, approve, reconcile)	Full access (initiate, approve, process payments)	Full access (modify customer data)
Auditor	Read-only access to all ledger data, reconciliation reports	Read-only access to payment logs	Read-only access
Treasury Manager	View and approve fund movements	Approve high-value payments, batch processing	No access
Support Agent	View-only access to customer transactions	No access	View-only
Compliance Officer	Monitor transactions for AML and fraud	Monitor payment logs for compliance	No access
Account Manager	No access	No access	Full access to modify customer data

After you've gained a full understanding on how to manage roles and permissions for various operations across banking modules, proceed to managing employees and roles.