XYB Platform 1.8 Release Notes
Improvements to Credit Contracts and Credit Operations
This release strengthens credit lifecycle management, improves collateral modelling and LTV accuracy, and enhances console performance and operational stability across contracting workflows.
Credit Lifecycle & Term Change Refinements Changes to payment structure on active schedules are now supported, including principal frequency, interest frequency, payment day, schedule type, and penalty/interest conventions. Schedule and repayment edge cases (bullet loans, extra payouts, full repayment, termination dates) have been resolved to ensure consistent recalculation of balances, APR, invoices, and repayments. Learn more about managing credit contracts and terms.
Collateral Engine & LTV Refactor The collateral data model has been improved (subtypes, status changes, relationships) alongside console UX enhancements such as continuous-scroll search. LTV values are now reliably calculated and recalculated when contract principal changes, delivering a more accurate and maintainable collateral view with improved linking and discoverability. Learn more about collaterals.
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