Get Started with XYB Console

The XYB Console is a unified, web-based interface where you can design, configure, and operate financial services tailored to your business. It is built for product owners, compliance analysts, developers, or operations leads to bring all your financial operations and tools into a single cohesive environment.

Through the console, you can manage the services you’ve subscribed to and access a wide array of administrative and operational capabilities, including access control, task workflows, and financial configurations. It is your centralized control center for launching and managing modern financial products, without scattered tooling.

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Manage Services and Design Products

The console intelligently adapts based on the services you've enabled. For each service, it surfaces the relevant capabilities and gives you the flexibility to:

• Service management: Customize configurations to suit your specific business needs

• Product Configuration: Design financial products using modular product configuration tools.

• Workflows: Orchestrate operations by linking services through no-code workflows.

Whether it’s launching a new product, troubleshooting transactions, or managing accounts, the console ensures everything happens in one place.

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Admin & Operational Features

Across all services, the console provides:

• Access Management: Define roles, permissions, and visibility controls for different user types across your organization.

• Task Management: Track pending actions, assign approvals, and orchestrate workflows involving your internal teams.

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Available Services

Ledger

You can create and manage both manual and bulk chart structures, review and add manual postings, and view balances, all within a fully transparent, real-time ledger. This gives you complete visibility and control over your financial data and accounting activity.

Learn more about using Ledger powered by XYB.

Payments

You can create customized payment products, such as payouts to bank accounts via ACH or SEPA, or wallet-to-wallet transfers for real-time peer transactions, and define workflows to manage how payments are processed. The console also lets you view and filter transaction history, cleared, failed, or pending with full traceability and audit-friendly identifiers. Learn more about setting up payment systems and workflows with XYB.

Accounts

You can design account products, such as a “Retail GBP Wallet”, directly in the Console by configuring default currency, jurisdictions, lifecycle rules, balance behavior, and access controls. These product templates are fully customizable using the Schema Builder, and you can view, manage, and operate all accounts created from them in one place.

Learn more about creating accounts and managing them using XYB.

Credit

You can create a variety of credit products such as loans, microloans, BNPL, or embedded finance offerings, tailored to your business model. The console enables you to automate contract creation, configure credit terms, and manage the full lifecycle of each credit product from origination to closure.