> For the complete documentation index, see [llms.txt](https://docs.xyb.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xyb.co/xyb-platform-1/xyb-payments/welcome-to-xyb-payments.md).

# Welcome to XYB Payments!

Welcome to the XYB Payments Platform! A modern, API-first payment orchestration layer built for banks, fintechs, and financial institutions who want full control over how money moves.

Whether you're sending payroll, processing user transfers, or integrating card payouts, our platform helps you **build it faster, scale it confidently, and stay compliant.**

***

<table data-view="cards"><thead><tr><th></th><th data-hidden data-card-target data-type="content-ref"></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td>Getting Started</td><td><a href="/xyb-platform-1/xyb-payments/getting-started-with-payments/xyb-payments-overview.md">XYB Payments overview</a></td><td><a href="https://2629557980-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Ft2bhF7867UQZjmdpxWXV%2Fuploads%2FGcvTrznudMGIzp4rHuKA%2Fcard-getting-started.png?alt=media&amp;token=f84420c4-f349-45fe-848d-b1fe77f72b31">card-getting-started.png</a></td></tr><tr><td>Payment Setup &#x26; Architecture</td><td><a href="/xyb-platform-1/xyb-payments/getting-started-with-payments/xyb-payments-overview/understanding-the-xyb-payment-ecosystem.md">Understanding the XYB Payment Ecosystem</a></td><td><a href="https://2629557980-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Ft2bhF7867UQZjmdpxWXV%2Fuploads%2Fb78qZkzKOgwljPnwHtp1%2Fcard-integrate.png?alt=media&amp;token=ac27fce5-b050-4545-96d6-007de62558b6">card-integrate.png</a></td></tr><tr><td>Workflows &#x26; Payment Lifecycles</td><td><a href="/xyb-platform-1/xyb-payments/getting-started-with-payments/planning-your-payments-infrastructure.md">Planning your Payments Infrastructure</a></td><td><a href="https://2629557980-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Ft2bhF7867UQZjmdpxWXV%2Fuploads%2FjJLk0w3BcAMOTvMVxSoM%2Fcard-workflow.png?alt=media&amp;token=f22bf6a0-73c0-439b-a680-ce2ea5131de9">card-workflow.png</a></td></tr><tr><td>Payment Operations &#x26; Support</td><td><a href="/xyb-platform-1/xyb-payments/payment-setup/build-a-customer-facing-fund-transfer-flow.md">Build a Customer Facing Fund Transfer Flow</a></td><td><a href="https://2629557980-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Ft2bhF7867UQZjmdpxWXV%2Fuploads%2FanlIBJC3CRA3oWuYvu2q%2Fuser%20ops.png?alt=media&amp;token=b19318bf-c2ed-4890-89f3-fb0a77b1a0cf">user ops.png</a></td></tr></tbody></table>


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