XYB Platform & Solutions Overview
XYB is a cloud-native, API-first platform that enables businesses to launch and manage financial products, such as digital banks, credit systems, and embedded finance applications.
The platform provides a comprehensive set of tools, including synchronous and asynchronous APIs for key financial use cases, an intuitive Console UI for building products, workflows, and operations, and CLI tools for managing environments.
Common Use Cases
Digital Bank
Full-stack with ledger, accounts, payment systems, credit solutions, and onboarding
Embedded Payments
Wallets and payment rails for your own ecosystem
Credit for E-commerce
Lending products with repayment workflows
Reconciliation Systems
Custom back-office tools using XYB Ledger
White-labeled Banking App
Fully branded mobile/web app
Building a Financial Product with XYB
You can build a customized financial product in four streamlined steps using XYB’s modular platform.
Central Console: Provision services in your chosen cloud and manage everything visually via the console. View and manage all your financial services and workflows from a single, consistent interface.
Composable Components: Use only what you need: ledger, accounts, payments, credit, and integrate with your own systems.
Product & Workflow Design: Build products based on service rules, automate actions, and trigger events using APIs and workflows. Trigger intelligent actions based on user behavior, system events, or external inputs.
Real-Time Monitoring: Track balances, transactions, and activity with custom dashboards and async event streams. The system reacts in real time, so you can automate and orchestrate without delay.
Cloud & Dev Tools: Deploy on AWS, GCP, or BYOC with access via CLI, APIs, and secure access controls.
Learn more about:
Platform AuthenticationXYB Console - Quick Start GuideProduct ConfigurationsLast updated