Understanding the XYB Payment Ecosystem

The XYB Payment Ecosystem powers modern, real-time, and multi-channel payments, from initiation to clearing and settlement, through a modular, scalable architecture. This guide gives you a high-level overview of how payments are created, processed, orchestrated, and stored using XYB’s services.

Who Uses What?

Audience
Touchpoints

Client developers

Payment API, adapter contracts, snapshot consumers

Treasury/support teams

Payment operations UI (e.g. rollback, cancel)

Compliance & Risk

Risk engine integrations, audit trails

Partners

Adapters and contracts


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