Understanding the XYB Payment Ecosystem
The XYB Payment Ecosystem powers modern, real-time, and multi-channel payments, from initiation to clearing and settlement, through a modular, scalable architecture. This guide gives you a high-level overview of how payments are created, processed, orchestrated, and stored using XYB’s services.






Who Uses What?
Audience
Touchpoints
Client developers
Payment API, adapter contracts, snapshot consumers
Treasury/support teams
Payment operations UI (e.g. rollback, cancel)
Compliance & Risk
Risk engine integrations, audit trails
Partners
Adapters and contracts
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