> For the complete documentation index, see [llms.txt](https://docs.xyb.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xyb.co/the-platform/video-tutorials-and-demos/send-money-to-a-new-beneficiary.md).

# Send Money to a New Beneficiary

In this demo, we walk through the experience of adding a new beneficiary and sending a payment directly from the consumer app. The flow starts with selecting a currency, entering recipient details, and completing a real-time account validation. Once the beneficiary is created, we initiate a payment, review the exchange rate, and confirm the transaction that's processed instantly via SEPA Instant.

The updated balances are reflected immediately, and full transaction details are available for review. This demo highlights how the platform brings together real-time orchestration, compliance, and user experience in one effortless flow.

{% embed url="<https://youtu.be/hFv_IEzPtAo>" %}


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