> For the complete documentation index, see [llms.txt](https://docs.xyb.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xyb.co/platform-release-notes/release-updates-and-announcements/xyb-platform-1.7-release-notes.md).

# XYB Platform 1.7 Release Notes

Release Date: 22/01/2026. Find out the top product/platform updates, performance improvements, and bug fixes from this release.

### Improvements to Credit Contracts and Credit Operations

This release enhances how credit contracts and related entities are managed, with smarter contract term changes, improved collateral handling, and fixes across core credit product flows.

* **Smarter Credit Contract Term Changes**\
  Support has been added for increasing loan amounts on active credit schedules, alongside improved handling of overpayments, early and partial repayments, and full contract terminations. Schedules, balances, invoices, and interest calculations are now consistently recalculated using the latest known balances across all supported change scenarios.
* **Improved Early Repayment and Termination Handling**\
  Early repayment logic has been aligned and validated, ensuring accurate invoice creation, correct balance movements, and proper deletion of future invoices when contracts are fully repaid or terminated.
* **Interest Calculation Improvements Across Term Changes**\
  Interest calculation logic has been strengthened for cases where interest rates change during active contracts or term reductions, ensuring correct accrued and future interest amounts even after partial repayments or schedule recalculations.
* **General Credit Product & Fee Improvements**\
  Fixes have been made to contract activation date handling, extra payout treatment in microloans, and fee management in draft terms. These changes reduce operational friction and ensure product behaviour aligns with accounting and business expectations.<br>

**1.7.1 Hotfix**

* **Improved APR validation during Extra Payouts**\
  APR checks now run earlier during Extra Payout term creation, preventing unexpected validation failures later (e.g., when updating or removing fees after the term is created).
* **More reliable interest tracking during contract term activation**\
  When a new contract term is activated, the system now creates a new Interest Tracker for the new term period and correctly closes the previous tracker, ensuring interest accrual aligns with the latest active term.

### Workflow Enhancements

This release significantly expands workflow capabilities, bringing the Console closer to the true execution model used across Payments and Automations. Workflows now better reflect real multi-service orchestration, observability, and safe change management.

* Expanded workflow node model and configuration, including grouped participants and improved node details.
* Improved payment workflow configuration and templates, including plan-based setup and updated workflow APIs.
* Enhanced workflow execution visibility with runs, statistics, and trace support.
* Improved workflow and automation list views, canvas interactions, and node configuration sidebars

### Localisation Improvements

This release introduces improved localisation capabilities across the XYB Console, making it easier to manage, update, and validate translated content across services.

* Added a localisation menu in the console to view and manage translation keys across platform services.
* Introduced translation jobs with clear progress tracking, batch execution, and success/failure visibility for each language.
* Enabled dynamic language switching in the console UI, allowing users to change language without reloading or restarting sessions.

[Learn more about localisation in the XYB Console.](/xyb-console/managing-languages-and-translations-in-the-xyb-console.md)

### UI Improvements and Fixes

* Improved table responsiveness across multiple Console views, including responsive columns, sticky table actions, and better handling of wide datasets on smaller screens.
* Enhanced mobile and tablet usability through improved overflow handling, scrolling behaviour, and layout stability for data-heavy views.
* Updated button sizing and spacing in headers and secondary actions to improve visual consistency and touch interaction.


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